Trust Center
How CoverGuide works, how we protect your data, and where our information comes from. Trust is our whole product.
We don't sell insurance
CoverGuide is independent. We never optimize recommendations around commissions or hidden priorities.
Source-first answers
Meaningful answers show where they come from — your policy, a state regulator, or an official federal source.
Your documents are private
Uploaded policies are stored securely and are never exposed publicly. You can delete anything, anytime.
State-aware by design
U.S. insurance is regulated state by state. We tell you which jurisdiction an answer applies to.
Independent insurance intelligence.
We don't sell insurance.
Your data is private and secure.
We never share your information.
Built for the USA only.
Our guidance is tailored to U.S. insurance and regulations.
Find your state insurance regulator
Official state departments of insurance — for complaints, consumer help, and verified information.
Alaska Division of Insurance
AKAlabama Department of Insurance
ALArkansas Insurance Department
ARArizona Department of Insurance and Financial Institutions
AZCalifornia Department of Insurance
CAColorado Division of Insurance
COConnecticut Insurance Department
CTDC Department of Insurance, Securities and Banking
DCDelaware Department of Insurance
DEFlorida Office of Insurance Regulation
FLGeorgia Office of Insurance and Safety Fire Commissioner
GAHawaii Insurance Division
HIIowa Insurance Division
IAIdaho Department of Insurance
IDIllinois Department of Insurance
ILIndiana Department of Insurance
INKansas Insurance Department
KSKentucky Department of Insurance
KYLouisiana Department of Insurance
LAMassachusetts Division of Insurance
MAMaryland Insurance Administration
MDMaine Bureau of Insurance
MEMichigan Department of Insurance and Financial Services
MIMinnesota Department of Commerce
MNMissouri Department of Commerce and Insurance
MOMississippi Insurance Department
MSMontana Commissioner of Securities and Insurance
MTNorth Carolina Department of Insurance
NCNorth Dakota Insurance Department
NDNebraska Department of Insurance
NENew Hampshire Insurance Department
NHNew Jersey Department of Banking and Insurance
NJNew Mexico Office of Superintendent of Insurance
NMNevada Division of Insurance
NVNew York Department of Financial Services
NYOhio Department of Insurance
OHOklahoma Insurance Department
OKOregon Division of Financial Regulation
ORPennsylvania Insurance Department
PARhode Island Division of Insurance Regulation
RISouth Carolina Department of Insurance
SCSouth Dakota Division of Insurance
SDTennessee Department of Commerce and Insurance
TNTexas Department of Insurance
TXUtah Insurance Department
UTVirginia Bureau of Insurance
VAVermont Department of Financial Regulation
VTWashington Office of the Insurance Commissioner
WAWisconsin Office of the Commissioner of Insurance
WIWest Virginia Offices of the Insurance Commissioner
WVWyoming Department of Insurance
WY